Olsen-Sottile Insurance Brokers Inc. | Niagara

Niagara's choice for Auto, Home, Life & Commercial Insurance

Life Insurance FAQs

We're here to answer your questions on selecting or changing your life insurance policy.

Can I buy life insurance without a medical?

Yes. There are a number of non-medical life insurance policies available.

What if I smoke a cigar once in a while?

With a number of companies, you can smoke one cigar per month and still be considered a non-smoker.

Can I cancel my policy after I have purchased it?

Yes, you are the owner of your policy and can cancel at any time.

What are the benefits of term life insurance?

There are many, you can use term life insurance to protect your future earnings, to cover your mortgage, or to provide for children’s education in the event of an untimely death. Rates are affordable and it can be converted to permanent life insurance at a later date.

Can I change my beneficiary?

You can change your beneficiary at any time, you may also appoint a minor as long as you include a Trustee of legal age.

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